Choosing Finance Insurance
Payment Protection Plan
If you had an accident, fell ill or lost your job your
finance payments would be the last thing you would want to worry about.
That's why Proton Finance can arrange optional payment protection
plans to protect you.
There are three types of cover to choose from; ask your dealer for more details.
|
Life |
Critical Illness |
Accident or Sickness |
Unemployment |
|
|
Gold |
Yes |
Yes* |
Yes |
Yes** |
|
Silver |
Yes |
No |
Yes |
No |
|
Bronze |
Yes |
Yes |
No |
No |
Would my cover apply if?
|
Gold |
Silver |
Bronze |
|
|
I am made redundant |
Yes |
No |
No |
|
I quit my job |
No |
No |
No |
|
I suffer an accident that prevents me from working |
Yes |
Yes |
No |
|
I am ill and unable to work |
Yes |
Yes |
No |
|
I am diagnosed as having a specified critical illness |
Yes* |
No |
Yes |
|
I die during the agreement |
Yes |
Yes |
Yes |
*As an alternative for self-employed customers only who are
ineligible for Unemployment cover.
** Not available for the self-employed.
All claims are subject to the terms and conditions of the relevant policy.
This is a brief summary of the cover available. The policy is optional and contains eligibility criteria, limits on the amounts the insurer will pay and specific exclusions of cover. Your dealer can provide you with full details.
Proton Finance Limited is authorized and regulated by the Financial Services Authority for insurance mediation. This policy is underwritten by Lloyds TSB General Insurance Limited (Company No 204373) and Scottish Widows plc (Company No 199549).
Guaranteed Asset Protection (GAP)
Did you know that if your car was written off as the result of an accident, fire or theft, most insurance companies would only pay the current market value of the vehicle, and not what you actually paid for it?
That's where Proton Finance GAP (Guaranteed Asset Protection) cover can help you.
Proton Finance has two different types of GAP cover both of which are optional.
Retail Price Protection GAP will pay you the difference between the amount paid by your insurer and the amount of your original invoice price of the car, up to maximum of £10,000 for vehicles costing less than £25,000.
Financial Shortfall GAP will pay the difference between the amount paid out by your insurer and the amount still outstanding on your credit agreement, up to a maximum of £10,000.
Ask your dealer for details about this affordable option. A leaflet on GAP products is also available from your Proton dealer.
Proton Finance Limited is authorised and regulated by the Financial Services Authority for Insurance Mediation.
Proton Finance GAP is administered by:
Car Care Plan Limited of Jubilee House, 5 Midpoint Business
Park, Thornbury, BD3 7AG which is authorised and regulated by the Financial
Services Authority.